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4 Best Investing Tips This 2023!

Inflation is one of the biggest problems that hang over our heads. People are looking for ways to devote more to saving and investing at this crucial time. In the realm of investments, making diversified investments is also crucial, especially if you want to achieve financial freedom.


We’ve outlined 2023’s best investing tips and some trends that will keep you updated! 


Pay Yourself First

Investments are important to achieve financial security. However, it is also crucial that you save and divide parts of your monthly income as soon as you get it. A part should go to your savings immediately instead of setting aside whatever has been left over. 


It’s more efficient that way! One effective way to do that is to put automatic transfers from your bank account to an investment account.



A sound financial plan requires an emergency savings account. It also is the foundation and the heart of the plan. It also helps you keep things tracked and transparent – especially when an emergency occurs! 


Emergencies are things you have little or no control over. These come in many forms – a major illness, a job loss, or a sudden move. Sudden expenses, though, do not fall under emergencies. It is a separate category of expense that should also be saved.


When it comes to emergencies, a good rule of thumb is that you should have enough saved for three to six months’ worth of expenses. 


If you habitually dip into your emergency savings when you shouldn’t, move those funds to a separate account so they won’t be depleted when needed.


Look Into High-Yield Savings Accounts

In this day and age, what has been defined as the best investments have changed. This August, high-yield savings accounts are among the best. It’s the best kind of investment for inventors who want to have a less risky short-term account. It’s also where you can easily save your emergency fund or money you want to access.


High-yield savings accounts are considered a safe investment. They pay a low interest rate on your account balance. Moreover, the banks that offer them are PDIC-insured, so there is no need to worry about losing your initial deposit. However, there’s a risk that you can lose purchasing assets because of inflation rates. You may find that online bankers give higher interest rates.


Explore Rental Housing 

Another underrated investment is rental housing! If you’re willing to work to manage your properties, then rental housing can be a great investment! This means you must choose the right property and then finance or buy it immediately. After that, you will uphold its maintenance and then deal with tenants. Housing prices have been cooling off this year, so a good real estate purchase can work out long-term! 


Rental housing as an investment is for those who want to manage their properties and generate regular cash flow. It’s also a form of passive income. However, the maintenance can be cumbersome; there’s a strong chance you may get a call at 3 am about a busted pipe. 


Ask For Help

Lastly, don’t hesitate to ask for help, especially from a financial advisor. Some investors may be lost and do not know where they can start. They might also want to know what investment can help balance their portfolio. 


If you want help, you have two options: a robo-advisor, with lower fees and uses an algorithm to build your portfolio, or a traditional financial advisor. 


A Worthy Investment In Tulip Garden Southwoods 

Investing is a great way that you can secure your wealth over time. There is also a wide selection of options, from safer to riskier, but with higher returns. Among them, investing in a property is one of the best ways to make passive income. What you will need, though, is a property that can be used as housing, such as a condo unit.


Tulip Gardens is a five-mid-rise residential condominium project within Southwoods City in Carmona, Cavite, and Biñan, Laguna. Tulip Garden Southwoods is one of Megaworld’s new premiere condominium projects. Moreover, it’s only twenty (20) minutes from Makati Central Business District and Fort Bonifacio, nearby Alabang Business District. Its first tower, Apricot Tower, is RFO. However, its other towers are still preselling! Contact us at 0917 525 3797! 

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